This breakdown focuses on what is discussed and how the evidence is framed, not on evaluating the individuals involved, and is not financial advice.
In this episode of Earn Your Leisure, the hosts joined by entrepreneur Derrick Hayes pull markets, crypto, and business scaling into one big theme: your edge is emotional control + systems.
Their central claim is that most people don’t lose money because they’re “stupid.” They lose because they panic, chase, and overtrade and they never build a process that survives volatility.
Key Takeaways
- Emotional regulation is positioned as the real alpha. The episode frames underperformance as a behaviour problem (panic selling, chasing pumps), not a knowledge problem.
- AI + Bitcoin infrastructure is treated as the dominant cycle. They argue the outperformance is sitting in “liquidity sponge” assets and proxies (chips + bitcoin exposure).
- Concentration is framed as a wealth accelerator. Their stance leans toward a high-conviction core (3–5 positions) until you hit a threshold, rather than broad diversification early.
- Derrick Hayes’ “operator → owner” shift is the business mirror. Scale happens when systems replace founder presence.
- The meta-lesson: a portfolio is a system, and a business is a system both fail when emotion runs the controls.
The Newsdesk Lead
Earn Your Leisure argues that in the current market regime, winning isn’t about finding one magic ticker it’s about building a repeatable decision process.
Their verdict is that disciplined exposure to AI infrastructure and bitcoin-linked assets can work only if you stop treating markets like a casino and start treating allocation like a long-term operating system while applying the same “system builder” mindset to business growth.
The Deep Dive
“Emotional investor” as the root cause
The episode’s backbone idea is simple: retail investors often lose to the market because they react at the worst moments. Corrections trigger fear, fear triggers selling, and selling locks in losses.
So they push a process shift: move from “what do I feel about this today?” to “what’s my allocation rule over time?”
AI + crypto convergence (their cycle framing)
They frame the current cycle as one where AI infrastructure (chips, compute, energy) and bitcoin exposure dominate attention, flows, and institutional behaviour. In that story, the main risk isn’t missing the perfect entry it’s getting shaken out by noise.
The “hold” and DCA logic
A recurring idea is using time-based rules to reduce self-sabotage (e.g., holding long enough to bypass short-term volatility) and using DCA to avoid trying to time tops.
Whether you agree or not, the purpose is clear: remove decision points that your emotions can ruin.
Derrick Hayes’ business blueprint (systems that scale)
Derrick’s section reinforces the same theme through business:
- Standardise what you sell (a signature offer)
- Document the work (so delivery is consistent)
- Build operations that can run without you (otherwise it’s a job, not an asset)
It’s the same underlying claim in a different arena: if it can’t run without you, it can’t scale.
“The biggest mistake people make is they trade their time for money, then they take that money and lose it because they can’t control their emotions. If you can’t control your emotions, you can’t control your money. You have to move from being an emotional investor to a systematic builder.”
Why This Episode Matters
This episode matters because it blends two worlds most people keep separate: investing and business.
The strongest takeaway isn’t a ticker call it’s the operating principle: emotion kills compounding. If you can’t follow a rule set during drawdowns, the “best” strategy on paper becomes useless in practice.
It also highlights a quiet truth: the same person who can’t stick to an allocation plan often can’t build systems in business either because both require boredom tolerance, repetition, and delayed gratification.
What Viewers Are Saying
“I started investing when I was 37… I just turned 42 and this last month was the first time that my passive income broke $500,000. Financial education is essential”- @JundMoney (26 likes)
“I Hit 19,590 today… Started with smaller amount of 5k a week ago and now I’m at 19k plus today” -@TiffanyAlbert-k9s
Worth Watching If
- You want the full “emotional investor → systematic allocator” argument in one sitting.
- You’re trying to understand the AI/bitcoin infrastructure thesis and why they treat certain names as proxies.
- You care about the operator → owner transition and want “boots on the ground” scaling lessons from Derrick Hayes.
Skip If:
- You’re only looking for quick trade signals. This is a long-form mindset + framework episode.
🎥 WATCH THE FULL EPISODE ON YOUTUBE
About the Creator
Earn Your Leisure is a US-based business and investing media brand hosted by Rashad Bilal and Ian Dunlap, known for long-form market conversations and wealth-building interviews.
Derrick Hayes is an entrepreneur (Big Dave’s Cheesesteaks) who discusses building scalable operations and systems that allow growth beyond founder presence.
Video Intelligence
Views: 36,274
Engagement: 2.1K likes, 247 comments
Runtime: 1 hour 57 minutes
Upload: Streamed December 16, 2025
Viewer posture it rewards: patient, market-curious, willing to think in systems instead of hot takes
Core risk to note: this kind of episode can trigger FOMO (especially around crypto) translate insights into an allocation rule, not impulsive ticker-chasing
This article is part of Creator Daily’s Money Desk, where we weigh long-form finance ideas and the trade-offs behind them.